When a household appliance breaks, suppose the HVAC system fails, homeowners are likely to face costly repair bills. To protect against the sudden expenses, they can reach out to home warranties like Choice Home Warranty George Foreman. 

You may have come across their advertisement featuring the legendary boxer George Foreman as their spokesperson. Thus, in this article, we will discuss Choice Home Warranty, its pros and cons, and what real customers have to say about it. 

What is Choice Home Warranty George Foreman

Choice Home Warranty (CHW) was founded in 2008 with its headquarters in New Jersey. The company offers protection plans for home systems and appliances. The organization has covered over 1.6 million homes across 49 states, excluding Washington state. 

In order to access the warranty claims, customers have to submit the service claims, and CHW assigns a local technician to handle the repair as specified in the agreement. 

Website: https://www.choicehomewarranty.com/

Coverage Plans include – 

The George Foreman Advantage 

By hiring the legendary boxer as a spokesperson, CHW strengthens its marketing and builds public trust. Foreman, being a successful entrepreneur himself, reinforces CHW’s image of legitimacy and transparency. 

Financial Safety Net: What CHW Offers 

CHW puts the annual coverage limits per item at $3000 caps, whereas its competitors go no higher than $2000 caps. 

Here is the breakdown of the cost involved – 

• Fixed Service Fees: Customer pays one affordable service call fee per visit ($85), regardless of the repair cost. Often, with discounts, it comes down to $65. 
• Broad Coverage: CHW’s plans cover major appliances and systems that wear out over time. 
• Hassle-Free Service: For any home or appliance issue, CHW assigns a technician to you, helping to save time and energy. 

The Myth: Common Customer Complaints 

• Claim Denials: Many customers have reported that CHW has denied claims for pre-existing issues or improper maintenance. 
• Service Delays: Once a claim is submitted, it takes days or even weeks to dispatch a technician to the customer’s location. 
• Payout Caps: There are many items that come under the coverage caps, which do not get fully covered under the repair or replacement.

What Choice Home Warranty Covers & What’s Not 

Here is what Choice Home Warranty covers: 

• Major appliances (fridge, oven, washer/dryer)
• HVAC, electrical systems, plumbing 
• Optional add-ons: Sump pumps, well pumps, pool/spas 

Here are a few of the exclusions: 

• Cosmetic issues, secondary damage 
• Pre-existing conditions
• Lack of maintenance, improper installation 

Coverage Caps (Example): 

Coverage Limits: CHW sets a coverage limit of $3000 per item, except lower caps like ice makers and trash compactors, which are limited to $500. 

Pros and Cons

Here is a list of legal troubles CHW has faced in recent years – 

• Arizona Consumer Fraud Lawsuit (Oct 2019):

As per the case, CHW is alleged to have made deceptive marketing. They have denied AC claims during the heat waves. For this, CHW paid nearly $780k and agreed to do compliance monitoring. 

• BBB Status

According to the BBB data, over 11,500 complaints were filed in the past three years regarding false claims and high service fees. Following this, they have a “B” rating, lacking proper accreditation. 

• Reddit Feedback:

As per the reports fetched from Reddit, the showcased suggestions suggest clear inefficiencies and lots of claim denials. One of the Reddit users commented, “There is a class action…fraud and misleading customers…steer clear!” Another user commented, “Technicians came, did nothing…and took $65…They just want money! Fraud.”

• Today’s Homeowner:

The only positive review from Today’s Homeowner states that one customer opted for Total Plan, paying $6 extra per month, and praised it for clarity and value. On the website, they have a score of 8.6 out of 10. 

Financial Safety Or Myth? Our Verdict 

Choice Home Warranty George Foreman acts as a financial security for a few homeowners, only if they understand the terms properly. They need to read the claims and see which plans give them better value and provide better plans for home and appliances. 

Conclusion 

In the end, if you choose Choice Home Warranty, you need to view it as a brand, especially with George Foreman being involved. It is not a miracle cure nor a scam. CHW offers real financial relief for common repairs. For that, you need to sign a contract and subscribe to their coverage plan. 

You should set realistic expectations based on your plans. You must treat it as an insurance policy, not a blank check for your homely issues. However, if you choose to go for CHW, you can read what’s written above and get the best value for money. 

FAQs: Choice Home Warranty

Here are a few frequently asked questions: 

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