Can You Get Cash Back With Apple Pay? – Let’s Discover
It feels good to earn a reward every now and then, doesn’t it? That little moment of joy when you make an online transaction and immediately get a cashback? In this article, we will be helping you to explore the question “can you get cash back with apple pay?” with Apple Pay and the ways to put this feature to your best use.
Well, the good news is that you can get cashback with Apple Pay on every purchase and avail yourself of all the benefits of using your debit and credit cards.
It is one of the best ways to save money and balance insignificant expenditures. You are only required to add your card to your wallet and use it at any store of your liking. It is actually that simple.
What Is Apple Pay?
It is a mobile payment service that allows customers to make payments using their Apple products- iPhone, iPad, or Apple Watch. This service operates not only on an online basis but also in stores and apps.
Apple Pay is enabled by NFC technologies, which creates a wireless connection between your device and the store’s payment gateway. This lets you make payments without even having to touch your cards or take out your wallet.
Although it has similarities with Android payment services, it is way more convenient as there is no requirement to find an NFC-enabled credit card if you opt to pay with this method.
While making a payment, your device sends a signal to the merchant’s sales system that contains your card information. The merchant’s system verifies the payment, and hence the translation completes. This clearly shows that Apple Pay is indeed a safe and secure mode of payment.
Millions of restaurants and stores worldwide accept Apple Pay. In the United States, users can use Apple Pay with MasterCard, American Express, Discover, and Visa from their concerned banks.
Can You Get Cashback With Apple Pay?
When you buy an Apple device, the very first question that comes to your mind is, “how can you use Apple Pay?”. The next question that follows is, “can you get cashback with Apple Pay?”
As I mentioned earlier, yes, you can get cashback with Apple Pay when you use it at retailers. For that, the store should have access to Apple Pay as a mode of payment. All you need to do is ask the cashier to add it to your total purchase, and you will receive a cashback.
You may also use Apple Pay to withdraw cash from ATMs, although they are selected. Apple Pay is easy, quick and doesn’t require you to use any cards, thus making it the future of payment processing.
A 2% cashback is offered on all purchases with the Apple Card, but that is only applicable if you are making all your purchases through Apple Pay. However, the amount increases from 2% to 3% only if the payment is made by Apple Pay in an Apple Store.
For most Apple users, Apple Pay has become the go-to method of payment. Not only does it allow them to make easy payments, but it also charges no extra fees, unlike other payment platforms.
If you get your card enrolled, you can also get cashback from various other purchases.
Now that your question “can you get cashback with Apple Pay?” has been answered, there are other aspects that you might feel skeptical about. These are the concerns that are legitimate, and you must have them cleared before you start using Apple Pay as your preferred way of payment.
Is Apple Pay Safe?
Apple, as a brand, provides topmost security with all its products. Hence the security of Apple Pay will also be the chief priority of the brand.
Apple boasts that they have never recorded any card details of their customers on their devices, so even if someone gets access to your password or token, it will be next to impossible to retain your personal information from those items.
Also, the token information is encrypted. Therefore, it cannot be read by just anyone. This means that even if someone has access to your card details, there is no way that they can get their hands on your hard-earned money or your personal information that is associated with the payments you have made via Apple Pay.
Hence, you can just sit back and enjoy the services and cashback you get with Apple Pay.
How To Add A Card To Apple Pay?
Not only can you get cashback with Apple Pay and make safe and secure payments, but it also takes away the trouble of carrying multiple cards with you every time you travel.
Setting up your card with Apple Pay is a simple process and takes only a few minutes.
There are no extra fees required while using Apple Wallet on any of your Apple devices as they are all integrated into a single system – Apple Pay.
While using Android or Windows phones, your cards are required to be added correctly to each device, or else you may face difficulties while making an online payment.
These are the simple steps that you have to perform in order to add your wallet to any of your Apple devices [iPad]:
- Go to settings.
- Go to Wallets and Apple Pay and click on “Add Card.”
Adding a card is a necessary step if you are looking forward to getting cashback with Apple Pay.
Does Apple Pay Work At ATMs?
Apple Pay lets you make purchases without making your purse too heavy. Although it is yet to be available in every ATM in America, cash withdrawals with Apple Pay are offered by many banks.
Here is a list of ATMs that offer you to make payments using Apple Pay:
- US Bank
- American Express
- Bank of America
- Wells Fargo
- Capital One
By now, your long-awaited question, “can you get cash back with Apple Pay?” must have been answered, alongside all the necessary details that you needed to know before getting access to Apple Pay as a full-time payment method for your day-to-day life.